(208) 882-4414 Moscow, ID

General Liability Insurance in Latah County, Moscow, ID. - Protect Your Business with Kelly Kimberling Insurance Agency

General Liability Insurance – Protecting Your Business From the Unexpected

Every business, regardless of size or industry, faces risks. A customer slips and falls in your store, your equipment damages a client’s property, or your services result in unexpected financial losses. General Liability Insurance from Kelly Kimberling Insurance Agency protects your business against the most common risks, so you can focus on what matters most—growing your business.

What is General Liability Insurance?

General Liability Insurance provides essential financial protection for your business against claims of:

  • Bodily Injury: Covers medical expenses if someone is injured on your premises or due to your operations.
  • Property Damage: Protects against claims of damage to a third party’s property caused by your business.
  • Personal and Advertising Injury: Covers claims of libel, slander, or copyright infringement in your advertising.
  • Legal Costs: Helps pay for legal fees, settlements, and judgments from covered claims.

What Does General Liability Insurance Cover?

Bodily Injury

Covers medical costs for injuries that occur on your property or due to your business activities.

Property Damage

Protects against claims if your business damages someone else’s property.

Advertising Injury

Covers claims of libel, slander, or copyright infringement in your business advertising.

Who Needs General Liability Insurance?

General Liability Insurance is a must-have for any business that interacts with customers, vendors, or the public. Industries that benefit include:

  • Contractors and Tradespeople
  • Retail Stores and Restaurants
  • Professional Service Providers
  • Manufacturers and Wholesalers
  • Landlords and Commercial Property Owners
  • Event Planners and Venues

Why Choose Kelly Kimberling Insurance Agency?

  • Custom Coverage: Policies tailored to your business’s risks and budget.
  • Affordable Rates: Competitive pricing with options for bundling additional coverages.
  • Trusted Support: Expert agents ready to help you navigate coverage options and claims.
  • Quick Claims Processing: Fast, hassle-free support to keep your business running smoothly.

Frequently Asked Questions

Q: Is General Liability Insurance required for my business?

A: While not always legally required, many clients, landlords, and contracts require businesses to have general liability coverage.

Q: What’s not covered by General Liability Insurance?

A: General liability does not cover employee injuries (covered under workers’ compensation) or damages to your property (covered under commercial property insurance).

Q: How much coverage does my business need?

A: Coverage limits vary based on your business size, industry, and exposure. Our agents can help you determine the right amount.

Protect Your Business with General Liability Insurance

Accidents happen, but they don’t have to jeopardize your business. General Liability Insurance from Kelly Kimberling Insurance Agency provides the protection you need to handle unexpected claims with confidence. Call us at 208-882-4414 or request a free quote online today!

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