As a contractor, you know that your work involves risks, from accidents on job sites to property damage and equipment theft. Contractor insurance is essential for protecting your business from financial losses due to these risks. Without proper coverage, you could face significant out-of-pocket expenses that could jeopardize your business.
Kelly Kimberling Insurance Agency provides comprehensive contractor insurance solutions to businesses in Cheney, WA. Contact us at 208-882-4414 to find out how we can help safeguard your business.
Contractor insurance includes several types of coverage that work together to protect your business from various risks. Here are the most important coverages included:
Covers third-party claims for bodily injury or property damage related to your work.
Protects your employees by covering medical expenses and lost wages due to work-related injuries.
Provides protection for your tools, equipment, and property from damage or theft.
Contractors face a variety of risks on the job, and having the right insurance can protect your business from financial loss. Here are some common claims:
Claim Type | Description | Potential Costs |
---|---|---|
Bodily Injury | Injuries to third parties while working on a project. | Medical bills, legal expenses, and settlements. |
Property Damage | Accidental damage to the client’s property during a job. | Repair costs, legal fees. |
Theft of Tools | Theft of tools and equipment from the job site. | Replacement costs, potential project delays. |
Employee Injuries | Injuries sustained by workers on the job. | Medical bills, lost wages, rehabilitation. |
At Kelly Kimberling Insurance Agency, we offer customized contractor insurance plans that fit your business’s unique needs. Our experienced team is here to guide you through the process, ensuring you get the right coverage for your business.
Contact us today at 208-882-4414 or fill out our online quote form. With Kelly Kimberling Insurance Agency, you can rest easy knowing your business is protected from the unexpected.