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Running a food stand, trailer, or truck at festivals in Moscow, ID is exciting, fast-paced, and—let’s be honest—sometimes a little chaotic. From setting up fryers and grills to serving long lines of hungry customers, there's a lot on your plate. But one unexpected incident could leave your business in serious trouble. That’s why having food vendor insurance from Kelly Kimberling Insurance Agency is essential.
We help food vendors of all kinds—whether you're dishing out BBQ, tacos, kettle corn, or smoothies—stay protected from the real risks of operating at festivals, markets, and fairs. Call 208-882-4414 to get a custom quote that fits your setup and your budget.
Serving food in high-traffic environments means being ready for anything: a customer burn from a hot tray, an allergic reaction to your special sauce, or even a fire in your fryer. And let’s not forget about property theft, power outages, and weather cancellations. One mishap can cost thousands—or worse, your business license.
That’s where Kelly Kimberling Insurance Agency comes in. Our food vendor insurance policies are designed to cover exactly the kinds of risks you face at every event. We make it easy, fast, and affordable. Just call 208-882-4414 and let us help you stay safe and compliant.
General Liability
Covers injuries or property damage caused by your booth, staff, or equipment—like a guest tripping near your setup.
Product Liability
If someone gets sick or has an allergic reaction to your food, this coverage helps with legal and medical costs.
Business Personal Property
Protects your grills, deep fryers, tents, and food inventory from theft or damage—at the event or in transit.
Equipment Breakdown
If your refrigerator or fryer goes down, this helps cover repairs or replacement and keeps you cooking.
Event Cancellation
Covers non-refundable fees or lost income if the event is canceled due to weather or other disruptions.
Commercial Auto
If you operate a food truck, this policy covers accidents, damage, and liability while on the road.
Still wondering if food vendor insurance is worth it? Here are some real scenarios that Kelly Kimberling Insurance Agency helps cover:
| Claim Type | Scenario | Coverage Used |
|---|---|---|
| Slip & Fall | Customer slips on spilled soda near your stand | General Liability |
| Foodborne Illness | Several guests report illness after eating your food | Product Liability |
| Grease Fire | Fryer catches fire and damages your canopy and grill | Business Property |
| Power Outage | Event power failure causes product spoilage | Equipment Breakdown |
| Festival Canceled | Severe weather forces event cancellation | Event Cancellation |
At Kelly Kimberling Insurance Agency, we work with food vendors of every kind—from single cart setups to full-blown mobile kitchens. We know how to get you covered fast so you don’t miss your spot at the next big event. You’ll get clear, easy-to-understand policies and one-on-one support from people who actually understand what you do.
Need proof of insurance for the festival organizer? Need same-day coverage? We’ve got you. Just call 208-882-4414 and we’ll take care of the rest.
Your food brings people together—don’t let a preventable incident put your business at risk. With food vendor insurance from Kelly Kimberling Insurance Agency, you’ll be free to focus on what you do best: serving up delicious eats with peace of mind.
Call us at 208-882-4414 or complete our online quote request form to get started today. Let’s make this season your safest—and most successful—yet.