(208) 882-4414 Moscow, ID

Restaurant and Liquor Liability Insurance - Comprehensive Coverage for Your Business in Latah County, Moscow, ID.

Restaurant and Liquor Liability Insurance in Moscow, ID – Protect Your Business with Kelly Kimberling Insurance Agency

Restaurant and Liquor Liability Insurance in Moscow, ID

 


Hello, restaurant owners in Moscow, ID! Running a restaurant is no easy feat, and if you’re serving alcohol, having the right protection is essential. At Kelly Kimberling Insurance Agency, we specialize in restaurant and liquor liability insurance to safeguard your business from unexpected challenges. Whether it’s a slip on a wet floor or an incident involving an over-served patron, we’re here to provide peace of mind. Call us today at 208-882-4414 to learn more!

What is Restaurant and Liquor Liability Insurance?

Restaurant and liquor liability insurance protects your business from the financial risks associated with running a restaurant or serving alcohol. This coverage includes:

  • General Restaurant Liability: Covers common risks like slip-and-fall accidents and property damage.
  • Liquor Liability Coverage: Protects against claims arising from incidents involving alcohol service, such as over-served patrons causing harm.

Typical Claims Covered by Restaurant and Liquor Liability Insurance

Here are some common claims restaurant owners face:

Slip and Fall Injuries
Covers medical expenses and legal fees if a customer is injured on your property.

Liquor-Related Incidents
Protects against claims involving intoxicated patrons causing harm.

Property Damage
Covers damage from fires, vandalism, or other unforeseen events.

Real-Life Scenarios

Imagine this: It’s a busy Friday night in Moscow, ID, and the bar is packed. A patron trips and injures themselves after drinking too much, potentially filing a personal injury claim. Liquor liability insurance from Kelly Kimberling Insurance Agency covers legal expenses, helping you focus on your business instead of unexpected costs.

Understanding Liquor Liability Insurance

Liquor liability insurance is crucial for any business serving alcohol. It covers claims related to property damage, physical altercations, or injuries caused by over-served patrons. In Moscow, ID, having this protection can save your business from costly lawsuits and settlements.

Why Choose Kelly Kimberling Insurance Agency?

At Kelly Kimberling Insurance Agency, we tailor our insurance solutions to the unique needs of restaurants in Moscow, ID. Here’s why business owners trust us:

  • Customized Plans: Every restaurant is unique, and we’ll create a plan that fits your specific needs.
  • Expert Guidance: Our team knows the risks you face and is ready to help you navigate them.
  • Comprehensive Coverage: From general liability to liquor liability, we’ve got you covered.

Ready to protect your restaurant? Call 208-882-4414 today to get started!

Common Claims Data

Here’s an idea of the financial impact of common claims:

Claim Type Average Cost
Slip and Fall Injury $20,000
Liquor-Related Injury $50,000
Property Damage $15,000

These figures highlight the importance of having the right insurance coverage for your restaurant.

How to Get Started

Getting restaurant and liquor liability insurance with Kelly Kimberling Insurance Agency is easy. Call us at 208-882-4414 or fill out our online quote request form. We’ll help you find the perfect policy to protect your business.