Hello, restaurant owners in Moscow, ID! Running a restaurant is no easy feat, and if you’re serving alcohol, having the right protection is essential. At Kelly Kimberling Insurance Agency, we specialize in restaurant and liquor liability insurance to safeguard your business from unexpected challenges. Whether it’s a slip on a wet floor or an incident involving an over-served patron, we’re here to provide peace of mind. Call us today at 208-882-4414 to learn more!
Restaurant and liquor liability insurance protects your business from the financial risks associated with running a restaurant or serving alcohol. This coverage includes:
Here are some common claims restaurant owners face:
Slip and Fall Injuries
Covers medical expenses and legal fees if a customer is injured on your property.
Liquor-Related Incidents
Protects against claims involving intoxicated patrons causing harm.
Property Damage
Covers damage from fires, vandalism, or other unforeseen events.
Imagine this: It’s a busy Friday night in Moscow, ID, and the bar is packed. A patron trips and injures themselves after drinking too much, potentially filing a personal injury claim. Liquor liability insurance from Kelly Kimberling Insurance Agency covers legal expenses, helping you focus on your business instead of unexpected costs.
Liquor liability insurance is crucial for any business serving alcohol. It covers claims related to property damage, physical altercations, or injuries caused by over-served patrons. In Moscow, ID, having this protection can save your business from costly lawsuits and settlements.
At Kelly Kimberling Insurance Agency, we tailor our insurance solutions to the unique needs of restaurants in Moscow, ID. Here’s why business owners trust us:
Ready to protect your restaurant? Call 208-882-4414 today to get started!
Here’s an idea of the financial impact of common claims:
Claim Type | Average Cost |
---|---|
Slip and Fall Injury | $20,000 |
Liquor-Related Injury | $50,000 |
Property Damage | $15,000 |
These figures highlight the importance of having the right insurance coverage for your restaurant.
Getting restaurant and liquor liability insurance with Kelly Kimberling Insurance Agency is easy. Call us at 208-882-4414 or fill out our online quote request form. We’ll help you find the perfect policy to protect your business.